At 61, Bernadette, a widow and mother of six, exemplifies resilience and vision. Based in Tamatave, Madagascar, she transformed her family’s future through property rentals and small businesses. Starting with limited resources, Bernadette renovated properties with ACEP’s financial support, creating 13 safe and affordable housing units while generating jobs for local workers.

Her determination, combined with ACEP’s tailored guidance, allowed her to overcome financial challenges and diversify her income streams. Beyond offering housing,
Bernadette’s projects have helped address a critical local issue while fostering economic activity within her community. Her long-term plans include expanding her rentals to create a thriving residential hub, offering families secure and comfortable housing options.

Bernadette’s success reflects the broader potential of microfinance to transform lives. By prioritizing affordability and community well-being, her efforts challenge
conventional approaches to property management, serving as a model of innovation and social impact. Her work also advances the United Nations’ Sustainable Development Goals (SDGs), particularly economic growth (SDG 8) and reduced inequalities (SDG 10).

“ACEP has been more than a financial partner. They gave me confidence to overcome challenges and build a stable future,” she shares. Her inspiring story demonstrates how resilience, support, and vision can turn challenges into opportunities, creating lasting impact for individuals and their communities.