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Symbiotics provides USD 5 million debt investment to Complete Farmer to drive innovation and productivity in Ghana’s agricultural value chain

August 21, 2025

Symbiotics, the leading market access platform for impact investing, has facilitated a USD 5 million debt investment in Complete Farmer, a Ghanaian agritech company. The funding aims to scale the company’s operations and reinforce Ghana’s agricultural supply chain by improving production capacity and market connectivity for smallholder farmers.

This strategic financing will enable Complete Farmer to expand its operations, tackling critical bottlenecks in crop production and market access for Ghana’s farming communities, serving over 12,000 smallholder farmers. The investment aligns with Symbiotics strategy to support both smallholder farmers and resilient, sustainable agricultural ecosystems in emerging markets.

Despite Ghana’s significant agricultural potential, smallholder farmers often face fragmented value chains, inconsistent product quality, and difficult market linkages. Complete Farmer addresses these challenges by equipping growers with the necessary tools and expertise to meet quality standards, directly connecting them to buyers, and investing in the infrastructure required to strengthen the agricultural value chain.

Symbiotics is proud to support Complete Farmer in its mission to transform agriculture for the benefit of small-scale producers across Ghana in a sustainable way.” said Vincent Lehner, Head of Markets at Symbiotics. “We have been particularly impressed by the company’s integration of technology to build and deliver agronomic expertise throughout its extensive network of growers. This investment aligns closely with our vision of fostering sustainable development in frontier markets.”

“This investment marks a pivotal moment in our journey to build the most efficient agricultural supply chains in Africa.” added Desmond Koney, CEO of Complete Farmer. “With Symbiotics’ support, we’re accelerating our mission to empower smallholder farmers with the tools, knowledge, and market access they need to thrive. Together, we’re laying the foundation for a more resilient and inclusive agricultural future.”

This partnership will support rural livelihoods, improve income stability for farmers, and contribute to more resilient agricultural value chains in West Africa, advancing progress toward SDG 2.

The transaction illustrates how targeted private debt can drive inclusive growth in underserved markets. It was made possible through the strategic allocation of Symbiotics Asset Management’s funds, supported by institutional and impact-driven investors seeking exposure to sustainable agriculture in frontier economies.

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For more information, contact:
Roberta Maurutto, Corporate Communication Specialist, Symbiotics
roberta.maurutto@symbioticsgroup.com

Chelsea Nzenwa, Marketing Manager, Complete Farmer
chelsea.nzenwa@completefarmer.com

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About Symbiotics
Symbiotics is the leading market access platform for impact investing, dedicated to private markets in emerging and frontier economies. The group offers investment, asset management and capacity building services. Since 2005, we have originated over 8,200 investments representing more than USD 10.5 billion for 608 companies in 99 countries. We manage an aggregate portfolio of USD 2.5 billion spread across 19 funds and mandates. Our portfolio companies have also benefited from over 170 technical assistance projects worth more than USD 19 million. symbioticsgroup.com

About Complete Farmer
Complete Farmer is an AgTech company that operates a platform linking farmers, buyers, and agricultural input suppliers. Smallholder farmers benefit from the company’s tailored agronomic production guidance and market access services, enhancing their productivity while enabling them to deliver high-quality crops. Committed to building resilient and inclusive agricultural value chains in West Africa, Complete Farmer is reshaping farming across the region. completefarmer.com